Home Purchase Loan

Buying a house is one of the biggest and most important decisions of a lifetime. You need to access your requirement and apply for the most suitable housing loan. We are dealing in all type of housing loan as like buildup house purchase, construction loan and renovation of house.

Features & Benefits of Home Purchase Loan

Availing a Home Loan may grant you to the following tax benefits

Pradhan Mantri Awas Yojana Scheme

Home Loan Calculator

Loan Amount 10 Year Loan 20 Year Loan 30 Year Loan
₹ 20 Lakh
₹ 24,372/-
₹ 16,854/-
₹ 14,815/-
₹ 30 Lakh
₹ 36,558/-
₹ 25,281/-
₹ 22,223/-
₹ 50 Lakh
₹ 60,929/-
₹ 42,134/-
₹ 37,038/-

* Terms & Conditions Apply.

Documents Required for Salaried & Self Employed

CategorySalariedSelf Employed
Proof Of Identity (Any One)
  • PAN Card/ Voter ID Card / Aadhar Card / Valid Passport.
  • PAN Card/ Voter ID Card / Aadhar Card / Valid Passport.
Proof Of Residence (Any One)
  • Aadhar Card / Utility Bills/ Voter ID Card/ Valid Passport/ Driving License
  • Aadhar Card / Utility Bills/ Voter ID Card/ Valid Passport/ Driving License
Proof Of Income
  • Latest Salary-slips/salary certificates for 3 months.
  • Form 16 for last 3 years (if available)
  • Latest 6 months bank statement which salary credit.
  • Income Tax Returns coupled with the computation of income of both the applicant and the business entity (attested by a certified CA) for the last 3 assessment years.
  • Balance Sheet and P & L account statements with Annexures/Schedules of both the business entity and the applicant (attest by a certified CA) the last 3 years.
  • Savings account statements of the applicant and the current account statements of the business entity for the last 1 year.
Property Related Documents
  • Title Deeds of the Property
  • Estimate for construction assessed by a Civil Engineer/ an Architect
  • Encumbrance Certificate
  • Photocopy of the plan sanctioned by Local Authorities
  • Title Deeds of the Property
  • Estimate for construction assessed by a Civil Engineer/ an Architect
  • Encumbrance Certificate
  • Photocopy of the plan sanctioned by Local Authorities
Other Documents
  • Employee ID card
  • Appointment Letter
  • The detail of ongoing loans statement (if any)
  • Processing fee cheque favouring the bank/financial institution
  • Duly filled application form affixed with passport size photographs of all the applicants/co-applicants and signed across.
  • Business Profile
  • Memorandum and Articles of Association of the Company
  • Partnership deeds if the business entity is established as a partnership firm
  • List of Shareholders and Directors with their respective shareholdings if the business entity is established as a company (certified by a CA)
  • Bank account statements of both the individual and the business entity indicating details of ongoing loans if any.
  • Processing fee cheque favouring the bank/financial institution
  • Duly filled application form affixed with passport size photographs of all the applicants/co-applicants and signed across.